Orange County Economic Development

Orange County Small Business Loan Program

The Small Business Loan Fund was established several years ago by the county’s Economic Development department to support the growth of local businesses and is available to Orange county residents with an equity contribution of at least 15% in the business. The loan fund is managed by a Board of Directors comprised of small business owners, bank representatives and representatives from several County departments. See below for additional information on eligibility requirements and application procedures

Small businesses are commonly considered to be the main jobs creation force in the economy – according to the SBA office of advocacy, small businesses have generated between 60 and 80% of net new jobs annually over the past 10 years, therefore one of the most effective means of creating jobs is to provide these small businesses with much needed capital.

Orange County is fortunate to be home to a great number of entrepreneurs, and the County Commissioners have taken decisive action to support the growth of this very important component of our economy.

Loan Guidelines                         Loan Application                          Personal Financial Statement


Orange County’s Small Business Loan Program is a revolving loan fund designed to foster small business development and expansion of local companies that may have limited access to conventional financing. This program is open to small businesses located in Orange County with gross revenues of less than $3 million annually. The program is managed through the County’s Economic Development office and administered by a volunteer board of directors composed of local business owners, bankers and staff representing several Orange County departments.   Some local businesses that recently participated in the Loan Program include:

Santosha Service Corporation ( provides commercial janitorial services to area businesses.  As a representative of the ServiceMaster Clean franchise, Santosha provides exceptional cleaning services ranging from carpet cleaning to power washing and even transit buses.

Phd Productions  ( created and designed a crocheted flying disc, incorporating the bright patterns used for centuries by the Mayans of Guatemala.   The Pocket Disc can be used safely indoors or outdoors by all ages.  Click to watch video.

Skram Furniture Company  ( designs and manufactures distinctive, modern all wood furniture blending sustainable practices, authentic materials and craftsmanship into unique yet functional pieces

The Depot at Hillsborough Station ( all of the nostalgia of a general store from the past, but with the amenities of today.  The Depot offers a range of goods and services, from nostalgic sodas to a wine and beer bar showcasing local beverages.  The Depot is also a hub for the local music scene, with a variety of entertainment offerings.

Mystery Brewing ( is an artisanal brewery focused on creating distinctive beer.  Their approach to their craft is summarized on the Mystery Brewing website ( “Our mission is to create a cornucopia of high-quality, small-batch, rustic ales for the discriminating consumer, to test the boundaries of creativity and style.  In short, to make outstanding beer.”

Isis Information Technology (, is a full service computer networking and repair business located in the Chapel Hill 40 business park off Weaver Dairy Road .   Isis I.T. offers a wide range of services for both home and businesses computer systems, from new hardware installation to off-site server monitoring.  In addition, the highly skilled technicians at Isis I.T. also offer web design and maintenance, as well as on-site training which can be custom-designed for the client’s individual needs.

Orange County Gymnastics ( will offer a variety of opportunities for gymnasts of all ages – from tumbling for toddlers to competitive teams.   Other events include Family Fun Days, birthday parties, track out camps, and Parent’s Night Out.

The Accidental Baker is a family owned bakery in Hillsborough,  specializing in artisan flatbread crackers.  Their crackers are made with premium ingredients, including locally-milled flour.   The Accidental Baker products can be found in specialty stores throughout the Mid Atlantic.

Ceremony Salon ( is a high-end salon at 370 East Main Street, Suite 160 in Carrboro.  Their highly trained and talented team is devoted to constant education and inspiration to ensure their guests are receiving the best and most up-to-date service we can offer.


For more information on this program contact Yvonne Scarlett at Orange County Economic Development, 919-245-2325 (